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Try us on for size

See if we could be a good fit before you start your refinance application.

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Tell us about yourself

Tell us a bit about your home and the kind of loan you're after. We'll give you a valuation^ for your property.

See if we could be a good fit

Based on the information you provide us, we’ll give you an idea of what your repayments could be if you refinanced to ANZ Plus.

Save and apply in the app

If you like, you can save the details you’ve given us. That way, when you open the ANZ Plus app we can pre-populate some of your application.

We’re collecting your personal information to provide more information about ANZ Plus Home Loans. You can learn about how we collect, manage and disclose your personal information, and how to contact us about it, in our Privacy Collection Policy and in the ANZ Privacy Policy.

Things you should know

You can apply for, get approved and manage your home loan in the ANZ Plus app.

We might be a good fit for you if:

  • You are refinancing an existing home loan between $10,000 and $2,000,000.
  • You have an existing ANZ Plus transaction or savings account, or if you're new to ANZ Plus, are willing to open ANZ Plus and ANZ Save accounts.
  • All borrowers are Australian or New Zealand citizens or Australian permanent residents and earn PAYG or rental income.
  • You would like a variable interest rate and to make principal and interest repayments.
  • You are able to apply for and manage your loan in the ANZ Plus app.
  • The loan is for no more than 80% of your home's value (depending on the location, it might have to be less than 80%).

We might not be a good fit for you right now if:

  • You are refinancing a loan for a property in Tasmania or the Northern Territory.
  • You want to fix your interest rate or pay interest only.
  • You want to borrow additional funds for the purposes of property purchase, debt consolidation or structural renovations.
  • You'd like to use ANZ Internet Banking to apply for or manage your ANZ Plus Home Loan.
  • You'd like to use ANZ Branches without your own mobile device and the ANZ Plus app.

Applications are subject to credit approval and other eligibility criteria. If this product isn’t quite right, you might like to explore other ANZ home loans that may work for you.
Or if you want to chat about your options, you can leave us your details and we’ll get back to you.

^ This feature provides a property valuation and repayment amounts for illustrative purposes only and is based on the limited information provided. It is not an offer of credit. To apply for an ANZ Plus Home Loan you must complete an application in the ANZ Plus app. The amount we value your property at may change. Applications for credit are subject to ANZ’s credit approval criteria. Eligibility criteria and fees and charges apply. Australian Credit Licence Number 234527.

This feature also provides an indication of the valuation we may lend against. If you apply for a home loan, your property will be valued for the purpose of assessing your application. Valuations may change daily and the valuation we will lend against at the time you apply, the market value and the actual sale price (if the property is sold) may be different.

* Transaction fees may apply, see the ANZ Plus Deposit Account T&Cs for details on these fees. A $10 monthly fee applies if you link your ANZ Plus account to your ANZ Plus Home Loan as an offset account.

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