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Migrant Banking

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Start banking in Australia quickly and securely

Join fast from your mobile phone

Download the app and you can open ANZ Plus accounts from your phone. You don’t need to go to a branch.

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Start your banking straight away

If you have Apple Pay or Google Pay, you can use a virtual card to make payments and get cash from ANZ ATMs before your physical card arrives. 

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Security you know you can trust

It’s good to know some of the smartest, toughest security keeps your money and data safe, everyday. 

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"Was super easy to open an account"

Minimum of iOS 15.0 or Android 7.0

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Here's what you get with ANZ Plus

Two smart bank accounts

Get started with an ANZ Plus Everyday account for your daily spending, and an ANZ Plus Growth Saver account designed to help you grow your savings.

No monthly account fees¹

Unlike some banks, pay no monthly account fees. And no withdrawal fees at domestic major bank ATMs.

An app you can bank on

Do your banking in a modern app with smart money management tools and help from expert Coaches if you need it.

Partner up with your plus one

Spend and save together with joint ANZ Plus Everyday and ANZ Plus Growth Saver accounts.

Explore Joint Accounts

Coach support

ANZ Plus is digital so we don’t have branches. To get help, message a Coach in the app or visit us at one of our ANZ Plus Coaching Labs. 

Learn About Coaching Labs

What you don't get

  • For now, you can't send money overseas from ANZ Plus

  • We don't have branches or internet banking, you bank in the app instead

If you need international money transfers, visit anz.com

Open Australian bank accounts with your mobile

When you're in Australia, you can easily join ANZ Plus using your mobile phone.

Get an Australian mobile phone number

Download the ANZ Plus app from the Australian app store

Use your passport and a quick selfie photo for ID

To apply you need:

  • An international or Australian passport
  • An Australian mobile number
  • An Australian residential address
  • To be on the Australian App Store or Google Play Store

Things to know

  • You must be over 15 years old to apply

  • If you don't have a permanent address yet, you can join with a temporary address and update it later

  • If ANZ Plus isn't right for you, check out our other bank accounts

Your questions answered

Yes, you can use the ANZ Plus app overseas if you already have it installed and registered on your device.

If you need to re-register your ANZ Plus app when overseas, you’ll need your Australian mobile number to be active so you can receive the SMS one-time-password.

You’ll also need your Australian mobile number to authorise your digital wallet and some payments. And to receive important communications from our fraud team.

Yes, as a new migrant you can join ANZ Plus if you have an Australian residential address.

You can only download the ANZ Plus app from the Apple App Store or the Google Play Store in Australia, Singapore and India. 

Refer to the ‘ANZ Plus is digital first' section of the ANZ Plus Digital T&Cs.

1 Transaction fees may apply, see the ANZ Plus Deposit Account T&Cs for details of these fees. A $10 monthly fee applies if you link your ANZ Plus Everyday account to your ANZ Plus Home Loan as an offset account.

Customer reviews are ANZ Plus app ratings in the Apple App Store.

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